Sean Salloux：BXX is the token powering the Baanx ecosystem with free secured lending & services.
Staking BXX at different levels not only gives you passive interest but access to many services & products of the Baanx ecosystem, such as:
1000 BXX Tokens — Free Bank Card (physical/virtual depending on location)
5,000 BXX Tokens — Access interest free secured lending up to $5,000, subject to LTV.
100,000 BXX Tokens — Access interest free secured lending up to $100,000, subject to LTV.
5,000,000 BXX Tokens — Unlimited interest free secured lending, subject to LTV.
Your BXX is safest in your Baanx wallet so why not stake it? 25% APR is a great return, live now in the Baanx App (iOS and Android).
BXX是为Baanx生态系统提供免费担保贷款和服务的代币。
在不同级别的BXX入金，不仅可以获得被动的利息，还可以获得Baanx生态系统的许多服务和产品，例如：
1000 BXX代币 — 免费银行卡（物理/虚拟的，取决于地点
5,000 BXX代币 — 获得高达5,000美元的免息担保贷款，但要视贷款利率而定。
100,000 BXX代币 — 获得高达100,000美元的免息担保贷款，但要视贷款利率而定。
5,000,000 BXX代币 — 无限的免息担保贷款，受限于LTV。
你的BXX在你的Baanx钱包里是最安全的，为什么不把它押在这里呢？25%的年利率是一个很好的回报，现在在Baanx应用程序（iOS和Android）中上线。
499Block：What is the big news you’ve announced last week?
你上周宣布的重大新闻是什么？
Sean Salloux：This is an exclusive to the Baanx community, you will be the first to know — Baanx becomes the third-largest shareholder in the United States regulated Maxwell State Bank in a multi-million-dollar deal to enhance cybersecurity and banking access to communities throughout America.
Maxwell State Bank is a fintech bank and VISA Principal Member established circa 1943 in Iowa. With total deposits of $25,058,000 Maxwell has been FDIC certified since 1943 for insured deposits. Maxwell was acquired by serial fintech entrepreneur Ronald Ingram, founder of multi-billion dollar fintech programs and companies. He has ambitious plans to make this bank the most secure and future-proof bank in America by expanding their services. He plans to achieve this by working with fintech leaders in cybersecurity, cryptography, tokenization and private/public key infrastructure companies.
Baanx在一项数百万美元的交易中成为美国受监管的Maxwell State Bank的第三大股东，以加强网络安全和全美社区的银行服务。
Maxwell州立银行是一家金融技术银行和VISA主要成员，大约于1943年在爱荷华州成立。Maxwell的存款总额为25,058,000美元，自1943年以来一直是FDIC认证的受保存款。Maxwell被连续的金融技术企业家Ronald Ingram收购，他是数十亿美元的金融技术项目和公司的创始人。他有雄心勃勃的计划，通过扩大他们的服务，使这家银行成为美国最安全、最适合未来的银行。他计划通过与网络安全、密码学、代币化和私人/公共密钥基础设施公司的金融科技领导者合作来实现这一目标。
499Block： What is Baanx next release?
Baanx的下一个版本是什么？
Sean Salloux：Crypto Life Application, being rolled out this month by Tezos & other major brands in the industry.
加密货币生活应用，本月由Tezos及业内其他主要品牌推出。
499Block：How is the value of BXX is going to grow?
BXX的价值将如何增长？
Sean Salloux：The Baanx.com Ltd services are complimentary to Baanx Group services so the wider Baanx community — including many Baanx corporate clients, will drive demand for BXX products and new services as they are added. Baanx Group customers like Akoin, Tezos, Stex, Banks + Financial institutions want to give their community access to free and low cost lending.
Our pipeline of lending customers is growing and the Baanx global sales team is expanding with new offices in the USA and Asia.
Baanx.com有限公司的服务对Baanx集团的服务是免费的，所以更广泛的Baanx社区 — 包括许多Baanx企业客户，将推动对BXX产品和新服务的需求。Baanx集团的客户，如Akoin、Tezos、Stex、银行+金融机构，希望让他们的社区获得免费和低成本的贷款。
我们的贷款客户管道正在增长，Baanx全球销售团队正在扩大，在美国和亚洲设有新的办事处。
499Block：What’s coming up in 2022?
2022年将会有什么新进展？
Sean Salloux：Firstly,take a look at our updated product roadmapif you still haven’t. There’s a lot coming:
DeFi customers go live withphysical & virtual cards.
Partnerships with NFT & GameFiprojects.
Baanx willlaunch Unicorn customers in the EEA and the US.
Followed upby the launch of Baanx cards, wallets and secured interest-free cryptodrafts inthe United States.
Q3-Q4 2022expansion to Africa and LATAM.
And we’d love to announce a trading competition on MEXC global that starts onSeptember 8, 2021, look out for the announcement.
首先，如果你还不知道，请看一下我们更新的产品路线图。有很多东西即将到来。
DeFi客户上线物理和虚拟卡。
与NFT &GameFi项目的合作。
Baanx将在欧洲经济区和美国推出Unicorn客户。
后续在美国推出Baanx卡、钱包和有担保的无息加密货币。
2022年第三季度至第四季度扩展到非洲和拉美地区。
而且我们很想宣布在2021年9月8日开始的MEXC全球的交易竞争，请关注公告。
499Block：Could you please describe how your project plan to support NFT development? and do you have any project plans for combining NFT with DeFi?
请介绍一下你们的项目计划如何支持NFT的发展？你们是否有将NFT与DeFi相结合的项目计划？
Sean Salloux：We are working with NFT projects already. We are supplying fiat on/off ramps to NFT projects and other Baanx services. We are researching ways at offering secure lending against NFTs, we are very close to achieving this.
我们已经在与NFT项目合作了。我们正在为NFT项目和其他Baanx服务提供菲亚特的进出匝道。我们正在研究如何提供针对NFT的安全贷款，我们已经非常接近实现这一目标了。
499Block：I want to make a long-term investment with this project. But I’m skeptical right now. How can you reassure me that this project is safe and profitable?
我想对这个项目进行长期投资。 但我现在持怀疑态度。 你如何向我保证这个项目是安全和有利可图的？
Sean Salloux：Many crypto lenders are offshore and unregulated. This can limit their appeal, and excludes many FinTechs from partnering and/or offering their lending services. Baanx, has HQ and is based in the UK. With our USA Bank acquisition/investment (Maxwell Bank is FDIC certified since 1943 for insured deposits) we can securely enter the USA. We have a number of UK and EU licences directly and via regulated partners, and can work with the growing number of financial institutions that want to offer lending services to their corporate, retail, and family office clients- in EU + UK, and now the USA. We have a solid pipeline of over 20+ signed corporate clients we are rolling out on a regular basis.
The current team as well as advisors are highly experienced in Banking, mobile and FinTech areas. We have a team of Leaders who have over 100 years of Bank and Fintech experience and background in Banking at key institutions such as JP Morgan, Commerzbank, Mastercard, Gemalto, Visa, BitPay, and many others.
许多加密货币贷款机构是离岸的，不受监管。这可能会限制他们的吸引力，并将许多金融科技公司排除在合作和/或提供其贷款服务之外。Baanx，总部设在英国。随着我们对美国银行的收购/投资（Maxwell银行自1943年以来就获得了FDIC认证的保险存款），我们可以安全地进入美国。我们直接或通过受监管的合作伙伴拥有一些英国和欧盟的许可证，可以与越来越多的金融机构合作，为他们的企业、零售和家庭办公室客户提供贷款服务 — 在欧盟+英国，以及现在的美国。我们有一个坚实的管道，超过20个已签署的企业客户，我们正在定期推出。
目前的团队和顾问在银行、移动和金融科技领域都有丰富的经验。我们的领导团队拥有超过100年的银行和金融科技经验，以及在摩根大通、德国商业银行、万事达卡、金雅拓、维萨、BitPay等主要机构的银行业务背景。
499Block：Can you show me your token distribution? What are the additional benefits of holding your tokens over those that don’t hold your tokens and is there also any benefits for long term holders?
你能给我看看你的代币分布吗？与那些不持有你们代币的人相比，持有你们的代币有什么额外的好处，对长期持有者是否也有好处？
Sean Salloux：
Token distribution is available in our whitepaper as seen here — also current circulation supply and who holds what is available on Coingeko and Coinmarket cap.
代币的分布可在我们的白皮书中看到 — 也可在Coingeko和Coinmarket的上限中看到当前的流通供应和谁持有什么。
499Block：Is the team planning to spread to other parts of the world? If yes. When and where?
该团队是否计划扩散到世界其他地区？如果是的话。什么时候，在哪里？
Sean Salloux：Yes, as you all know about our big news today — the bank acquisition in the US means we can roll out Baanx’s services to the US market faster. We are currently operating in UK, EU and Asia…now the US. Next will be Africa or LATAM!
是的，正如你们都知道我们今天的大新闻 — 在美国收购银行意味着我们可以更快地将Baanx的服务推广到美国市场。我们目前在英国、欧盟和亚洲运营……现在是美国。下一步将是非洲或拉美地区!
499Block：Do you agree with everyone that community is everything? How important is the community to you? How can we cooperate and help you to develop a project
你是否同意大家说的社区就是一切？社区对你来说有多重要？我们如何合作并帮助你们发展项目？
Sean Salloux：The community is everything for us. We love you guys!
We try to ensure the community are involved as much as possible- testing new products, providing feedback, etc. We read every comment and take your suggestions on board. As you all know, we are heavily regulated (which is a good thing) but this means sometimes news is slower than usual to share — we try our best!
What you guys can do is; share with your friends, support us in other groups and keep active on twitter, telegram and our social media channels. Everyone here wants to see the growth in Baanx and BXX adoption- and word of mouth is important.
社区对我们来说就是一切。我们爱你们。
我们努力确保社区尽可能多地参与 — 测试新产品，提供反馈，等等。 我们阅读每一条评论并采纳你们的建议。正如你们所知道的，我们受到严格的监管（这是一件好事），但这意味着有时新闻的分享会比平时慢一些 — 我们尽力了
你们能做的是；与你们的朋友分享，在其他团体中支持我们，并在twitter、telegram和我们的社会媒体渠道上保持活跃。这里的每个人都希望看到Baanx和BXX的增长，口碑是很重要的。
