NAOS Finance and Chainlink to Develop Oracle Solutions for Bringing Real World Assets On-Chain

4 min readAug 5, 2021

NAOS Finance and Chainlink to bring oracle solutions to traditional finance, marking a critical step towards bridging CeFi with DeFi

We’re thrilled to announce our collaboration with industry-leader Chainlink Labs to develop a Chainlink oracle solution for financial assets in the primary and secondary markets. The custom-built oracle solution will bring credit agency, bank, insurance, government, and telecom network data on-chain, enabling smart contracts to interact with non-crypto financial assets that currently constitute the vast majority of global economies.

Chainlink’s secure and reliable oracle solutions for providing high-quality, up-to-date data feeds on real world assets (RWA) will allow NAOS to expand its supported asset offerings and provide the same level of transparency and trust in RWAs as exists in crypto native assets. Through the Chainlink integration, NAOS is set out to democratize the financial asset evaluation process, which is currently carried out in an opaque fashion by regional banks and FinTech companies.

The integration of Chainlink’s industry-standard decentralized oracle network will further unlock numerous use cases for NAOS as the leading RWA lending protocol. NAOS lenders will have access to essential financial data such as cash flow/balance, profit margin, and interest coverage on the underlying assets. Additionally, borrowers will be able to build credit profiles on NAOS and have access to global capital at rates that are optimized for the same risk and reward profile. The initiative allows NAOS to truly decentralize the existing banking and credit rating infrastructures.

Chainlink’s custom-support for a RWA oracle solution with NAOS will further establish it as the go-to oracle provider for any DeFi protocol innovating upon financial assets within CeFi infrastructure. DeFi protocols can benefit from Chainlink’s time-tested and highly flexible decentralized oracle networks to quickly connect to off-chain financial data that was previously inaccessible, scattered, or unreliable for use within on-chain applications that secure significant amounts of value. Not only can Chainlink offer robust infrastructure using decentralization and professional node operators, but it’s External Adapters allow any off-chain data source or computation to become accessible on-chain. This ensures premium authenticated APIs can be referenced by NAOS protocol.

After the integration, borrowers on NAOS will have the ability to bring their financial data on-chain through Chainlink. Some of the exciting implications for DeFi ecosystem opens up include:

● Connecting real world financial data with DeFi through Chainlink oracles. Imagine creating a Bloomberg terminal for global SMEs that are isolated from the global economy and are only serviced by their regional banking partners.

● NAOS lenders accessing the same financial data that was previously only available to a handful of privileged financial institutions. Funding partners will be able to leverage a global, more definitive source of truth in their decision making.

Kevin Tseng, Founder of NAOS Finance, added “We have a long list of corporate borrowers looking to break away from their geographic constraints for funding, and are eager to work with Chainlink and NAOS to gain global exposure. We’re working with some of the most promising companies in the emerging markets where capital is only available to the privileged few. Our oracle solution with Chainlink is aiming at resolving this issue”

Daniel Kochis, Head of Partnerships at Chainlink Labs, also stated “We’re excited to support NAOS in providing their users with tamper-proof data feeds, bringing more access to real-world financial data previously unavailable in the DeFi ecosystem. We look forward to providing data feeds using Chainlink’s suite of decentralized services to empower NAOS in bridging the gap between TradFi and DeFi.”

About NAOS Finance

NAOS Finance is a decentralized real world asset (RWA) lending protocol that facilitates the borrowing of crypto native assets by using RWA as collateral. NAOS has established a large network of corporate borrowers and is operating with financing licenses in multiple regions. In the effort of connecting CeFi with DeFi, NAOS takes an ecosystem approach and looks to engage in meaningful strategic partnerships to expand the boundary of decentralized finance.

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About Chainlink

Chainlink is the industry standard oracle network for powering hybrid smart contracts. Chainlink Decentralized Oracle Networks provide developers with the largest collection of high-quality data sources and secure off-chain computations to expand the capabilities of smart contracts on any blockchain. Managed by a global, decentralized community, Chainlink currently secures billions of dollars in value for smart contracts across decentralized finance (DeFi), insurance, gaming, and other major industries.

Chainlink is trusted by hundreds of organizations, from global enterprises to projects at the forefront of the blockchain economy, to deliver definitive truth via secure, reliable oracle networks. To learn more about Chainlink, visit and subscribe to the Chainlink newsletter. To understand the full vision of the Chainlink Network, read the Chainlink 2.0 whitepaper. Want to discuss an integration? Talk to an expert.

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